Cryptocurrencies are not a means of payment, only a speculative investment product. High volatility, exchange rate risk, and long transaction times make it impossible to use cryptocurrency on day to day basis. Difficult, complicated, and slow onboarding procedures make crypto looks like black magic to newcomers.
The XCARD onboarding process is as easy as opening a bank account. Buying crypto is as simple as paying for coffee. Once onboarded, users can trade instantaneously. XCARD side-chain functionality allows for all transactions to be most efficient & in real-time. An arbitrage engine provides users with the best exchange rates available on the market. Our lending system enables payments without waiting for network consensus & without any interest rate.
XCARD enables trading with over 200 cryptocurrencies (incl. alts), FIAT to crypto and crypto to FIAT conversion directly and instantly. XCARD wallet allows you to make and receive payments
in the desired currency. Buyers and sellers decide transaction details independently
XCARD’s credit card by VISA allows instant and super safe use of any crypto and FIAT assets, which can be spent instantly at any point of sale and e-commerce, or used for ATM cash withdrawals.
XCARD is an all-in-one digital wallet & the most convenient crypto credit card. You can perform any financial and cryptocurrency transaction in real-time, with no limits. XCARD makes your experience with crypto as easy as with FIAT money, whether it’s your first time, or if you’re an advanced user.
The XCARD platform aggregates the information about the ask and buy prices, and depth of the markets of traded cryptos (including MBM) from different sources (like price feeds providers, exchanges and brokers) using direct APIs, instantly. Gathered data creates a virtual order book on the XCARD platform, so whenever a user wants to top-up their payment card or get a loan, the XCARD app easily takes the best execution price from that virtual order book. There are mathematical formulas (algorithms) to support the operation.
XCARD’s business strategy will rely on partnerships with renowned payment providers, as well as reputable crypto and fiat exchanges. Relationships with these fiat exchanges will not only contribute to expanding XCARD’s user base but these exchanges may also license XCARD’s solution and therefore directly constitute another source of revenue (see previous section).
Currently, we are in the process of establishing a partnership with a top tier payment processor, one of the major API providers in the industry, cryptoexchanges, and brokers. Others are in the early stages
of negotiations. Whitepaper
For Information
Website: http://xcard.io/
Whitepaper: http://xcard.io/static/XCard-Whitepaper-21082019.pdf
Telegram: https://t.me/mobilumcom
Author : LucY!
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